Credit file guides
How to remove a default
Step by step: check the listing, gather evidence and dispute it.
Read more →Can a paid default be removed?
What happens to a default after you pay it.
Read more →What is a debt management plan?
How DMPs work, pros and cons, and how they compare.
Read more →How much does credit repair cost?
Typical fees, what regulators found and the free alternatives.
Read more →How long do defaults stay?
How long each type of listing stays on your file.
Read more →Credit enquiries explained
How applications affect your file and when one can be removed.
Read more →Our services
Credit Repair
How we review your credit file and dispute listings that should not be there.
Read more →Default Removal
When an incorrect default can be removed and how we dispute it.
Read more →Debt Management Plans
One affordable payment while we negotiate with your creditors.
Read more →Financial Hardship Help
Your legal right to ask for a change to your repayments.
Read more →Debt Consolidation
Combining several debts into one simpler arrangement.
Read more →Areas we help
Debt Help Sydney
Debt management, hardship help and credit repair for Sydney.
Read more →Debt Help Liverpool
Debt management, hardship help and credit repair for Liverpool.
Read more →Debt Help Melbourne
Debt management, hardship help and credit repair for Melbourne.
Read more →Debt Help Brisbane
Debt management, hardship help and credit repair for Brisbane.
Read more →Debt Help Perth
Debt management, hardship help and credit repair for Perth.
Read more →Debt Help Adelaide
Debt management, hardship help and credit repair for Adelaide.
Read more →