You're not alone. Real help, no judgement, call us free: 1300 998 168

We're real people
who actually care

Clear My Debts was founded because we believed Australians struggling with debt deserved something better, more compassionate, more transparent, and a lot less corporate. No jargon, no judgement. Just people who genuinely want to help.

Free Consultation
2024 Founded
No Judgement. Ever.
Real People. Real Help.
Our Story

Born from frustration.
Built with heart.

Our founders had seen too many Australians being passed around between cold, impersonal debt collectors and confusing financial jargon that left them feeling worse than when they started. That wasn't good enough.

So in 2024, we built something different. A service where every single phone call is answered by a real person who takes time to actually understand your situation, not a script-reading call centre agent trying to hit a quota.

We're Australian-owned, Australian-operated, and every person on our team has seen first-hand what debt stress does to families. That's exactly why we do this work.

Call and meet the team, 1300 998 168
What Drives Us

Our 3 values

Everything we do flows back to these three things. We hold ourselves to them every single day.

No judgement, ever

Debt doesn't make you a bad person. Life gets hard, things happen, and we've seen it all. We are never here to shame you. Every conversation starts with empathy and ends with a plan.

Total transparency

No hidden fees, no confusing fine print, no bait-and-switch. We explain everything in plain English before you sign a single thing. If we can't help you, we'll tell you that too.

We measure success by yours

We're not done until you're debt free. Your outcome is our outcome. That's why we stay with you through the whole journey, not just the first phone call.

Why People Choose Us

We do things
differently here.

There are plenty of debt services out there. Here's what makes us different, and why Australians trust us with something as important as their financial future.

  • Real humans, every time. Every call is answered by a trained advisor, no bots, no menus, no hold music that goes nowhere.
  • Fully licensed and regulated. We operate under a full Australian Credit Licence issued by ASIC. You are completely protected.
  • Consultation is completely free. We never charge for a conversation. You'll know your options before you commit to anything.
  • Tailored plans, not templates. Your situation is unique. We build a plan that actually fits your income, your debts, and your life, not a one-size copy/paste.
Get your free assessment
No commitment · Takes 5 minutes
Take the first step

Ready to get your life back?

It starts with one phone call. No paperwork, no commitment, no judgement. Just a friendly conversation about where you're at and how we can help. It's completely free.

No obligation · Free consultation · Fully licensed