Debt help for Liverpool

Real help, close to home

Our office is right here at 311 Hume Highway, Liverpool. We work with people from all over South West Sydney who want to talk to someone local, face to face or on the phone, about getting their debts under control.

Clear My Debts is an Australian credit licensee (ACL 568532). We help people in Liverpool with:

• Debt management plans: one affordable payment while we negotiate with your creditors
• Financial hardship requests: asking your lenders to change your repayments
• Credit repair: reviewing your file and disputing incorrect listings
• Debt consolidation: bringing several debts together

Where we help

We help people right across South West Sydney, including Liverpool, Casula, Moorebank, Prestons, Hoxton Park, Green Valley, Cabramatta, Fairfield, Bankstown, Campbelltown, Camden and Leppington. Most of our work is done by phone, email and secure online forms, so you do not need to travel. You are also welcome to visit us at our Liverpool office by appointment.

Local things worth knowing in New South Wales

• Energy and water bills: If you are struggling with a power, gas or water bill, ask your provider about its hardship program. If you cannot resolve a dispute, the Energy & Water Ombudsman NSW (EWON) is free to use.
• Court action: If a creditor starts legal action, the claim is usually filed in the NSW Local Court. Do not ignore court documents. There are strict time limits to respond, so get advice quickly.
• Credit and loans: Complaints about banks, lenders and debt collectors go to Australian Financial Complaints Authority (AFCA), which is free and covers the whole of Australia.

What happens when you call

1. A friendly, private chat about what is going on. No judgement.
2. We look at your income, expenses and debts together.
3. We explain your options, including free options, and what each one means.
4. If you want our help, you get a written Credit Quote before anything is charged.