No judgement. No stress. Just a friendly chat about how to get you debt-free with one simple plan you can actually afford.
We negotiate directly with Australia's major lenders
Move the sliders to get an instant estimate of what a Debt Management Plan could mean for you. No personal details needed, just a quick snapshot.
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Example scenario only. Individual results vary depending on your creditors and circumstances. Speak to our team for a personalised assessment.
No complicated paperwork. No confusing jargon. Just three simple steps.
Ring us free on 1300 998 168 or fill in the form. Takes 2 minutes. No commitment.
We assess your situation and create a personalised plan that actually fits your budget.
We handle the creditors. You make one simple payment. The stress is over.
No surprises. No confusion. Just a clear path from where you are now to debt free.
One free phone call. No paperwork, no credit check, no commitment. We just listen and understand your situation.
100% free · No obligationWe review all your debts, income, and expenses. We identify exactly which solution fits your situation, and we explain it in plain English.
Personalised, not a templateWe issue an Authority to Act on your behalf. From this point, creditors must deal with us, not you. The calls, texts, and letters stop.
You stop hearing from creditorsYou make one affordable payment each month. We distribute it to your creditors, manage all negotiations, and keep you updated. No stress.
One payment replaces manyYour debts are cleared. Your credit can begin to recover. And you can breathe freely, maybe for the first time in years.
Fresh start achievedOne payment. Interest frozen. Creditors off your back.
Learn more →Combine all your debts into one easy, lower repayment.
Learn more →Remove dodgy defaults. Rebuild your credit score.
Learn more →Vehicle and asset finance, even with imperfect credit.
Learn more →Answer 3 quick questions, no personal info needed.
How much do you owe in total?
What type of debt is it?
What's your current income situation?
Still not sure? Call us free, we'll answer anything without pressure.
1300 998 168A plan may be noted on your file temporarily, but it's far less damaging than continued missed payments or defaults. Most clients see their score improve over time once debts are cleared.
Your initial consultation is 100% free. Our fees are transparent and built into your plan, you know exactly what you pay before you sign anything. No surprises ever.
Yes. Once we issue an Authority to Act, creditors must deal with us, not you. The calls, texts, and letters stop almost immediately.
Credit cards, personal loans, buy-now-pay-later, store cards, utility debts and more. We'll assess your full picture and find the best solution for everything at once.
Absolutely. Clear My Debts Australia Pty Ltd is fully licensed and regulated by ASIC. You are completely protected under Australian consumer credit law.
Millions of Australians carry the same weight you're carrying right now. The stress, the sleepless nights, the shame of it all, it's real, it's common, and it's treatable. You didn't end up here because you're bad with money. Life just got hard.
No judgement. No pressure. Just a warm, friendly chat about how we can help. It costs you absolutely nothing.
Free Consultation · support@clearmydebts.com.au